A worker uses a nail gun in a home under construction at a Romanelli and Hughes Building Co. subdivision in Dublin, Ohio, U.S., on Thursday, July 9, 2020. The U.S. housing market this week surprised economists by rallying in the midst of a pandemic. But the coronavirus may drag down home values after all. Photographer: Ty Wright/Bloomberg Millennials and Gen Z consumers are becoming more comfortable with embedded products and have come to expect them as an integral part of the buying experience. The industry’s digital transformation is ushering in a new era of risk management. By embracing cloud-based solutions, streamlining processes and integrating automation. Testimonies from 40 women across banking, insurance, and asset management in Britain describe diversity and inclusion initiatives as often "tokenistic," and lacking the "teeth" to make a change in an industry where misogynistic attitudes linger.