Photo credit: SF Beer Week A limited-edition collaboration beer put out by the Bay Area Brewers Guild will be this year’s official SF Beer Week collaboration release, kick-starting fundraising to help improve diversity, equity and inclusion in the craft beer industry. Proceeds from the beer’s release, along with other contributions, will be used to establish a dedicated Guild Scholarship Endowment to be facilitated by University of California, Davis Continuing and Professional Education for the purpose of providing access to brewing education courses and brewing certificate programs. Wheat – The Maltster Perspective . As craft brewing and distilling continue to evolve, wheat has become a more highly utilized grain. Wheat is known for its ability to contribute haze, add clean sweetness and body, and offer unique flavor attributes. Check out the full story here . Created by brewers from six local craft breweries, the hazy Double IPA dubbed This Beer Creates Opportunity will be poured at all five SF Beer Week Kick Off events. The hoppy, juicy beer will also be a highlight of celebrations from February 10 to 19 at dozens of the craft beer bars, retail outlets and restaurants hosting their own SF Beer Week festivities around the […]

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Mizuho analysts said the Intuit (NASDAQ: INTU ) share price fall as a result of the negative read-through from Bill.com (NYSE: BILL ) earnings appears to be an overreaction and presents a buying opportunity. Intuit shares are down more than 2% so far on Monday. Analysts who have a Buy rating and $650 price target on Intuit, explained in a research note that "INTU shares were down 6% on Friday along with BILL (down 27%) following a disappointing FQ2 and guidance from BILL." "While we acknowledge that macro headwinds might be impacting SMBs, we view QuickBooks as mission-critical with payment representing only ~7% of revenues. At first glance, BILL’s commentary on slowing payment volume growth and net customer adds due to a weaker macro appears to have negative read-through for INTU," the analysts stated. However, they also said that based on the firm’s analysis of BILL’s weakness and INTU’s exposure, they believe the "recent sell-off in INTU shares is an overreaction from BILL read-through and presents a buying opportunity heading into INTU’s FQ2 results on Feb 23." In a separate note looking at Intuit’s fiscal second quarter, the analysts declared that the firm expects another strong quarter for the […]

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Image: Chris McVey, senior fund manager, Octopus Investments For equities, 2022 was clearly a challenging year. Economic and geopolitical concerns buffeted markets, and this uncertainty triggered a significant derating of growth equities. But, in our view, it also triggered one of the best buying opportunities for UK small- and mid-cap stocks in over a decade. The great decoupling Our focus on those quality-growth small- and mid-cap companies was a part of the market significantly impacted during the sell-off. However, we believe there remains a lot of opportunity in the UK, as well as a large number of strongly trading businesses. We retain our focus on companies which we believe can grow earnings throughout the economic cycle, and we have been largely reassured by the underlying operational performance of many of these growth companies, despite many share prices decoupling from these solid fundamentals. When market conditions normalise, many of these stocks should re-rate significantly, offering investors attractive returns over the medium term. The last time we encountered share prices deviating from earnings to this extent was during the financial crisis. That turned out to be the buying opportunity of the decade. We are currently in that same valuation territory, although […]

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Sam and Emma host Gary Orfield , professor and co-director of the Civil Rights Project at the University of California, Los Angeles, to discuss his recent book The Walls around Opportunity: The Failure of Colorblind Policy for Higher Education. Check out Gary’s book here: https://press.princeton.edu/books/hardcover/9780691227412/the-walls-around-opportunity Subscribe to the ESVN YouTube channel here: https://www.youtube.com/esvnshow Subscribe to the AMQuickie newsletter here: https://am-quickie.ghost.io/ Get all your MR merch at our store: https://shop.majorityreportradio.com/ Get the free Majority Report App!: http://majority.fm/app Check out today’s sponsors: ZBiotics: Go to https://thld.co/zbiotics_majority_0123 and get 15% off your first order of ZBiotics Pre-Alcohol Probiotic by using my code MAJORITY at checkout. ExpressVPN: We all take risks every day when we go online, whether we think about it or not. And using the internet without ExpressVPN? That’s like driving without car insurance! ExpressVPN acts as online insurance. It creates a secure, encrypted tunnel between your device and the internet so hackers can’t steal your personal data. It’d take a hacker with a supercomputer over a billion years to get past ExpressVPN’s encryption. And ExpressVPN is simple to use on all your devices! Just fire up the app and click one button to get protected. Secure your online data TODAY […]

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Source: Shutterstock In this article we are going to estimate the intrinsic value of Cleveland-Cliffs Inc. ( NYSE:CLF ) by taking the forecast future cash flows of the company and discounting them back to today’s value. One way to achieve this is by employing the Discounted Cash Flow (DCF) model. Before you think you won’t be able to understand it, just read on! It’s actually much less complex than you’d imagine. Companies can be valued in a lot of ways, so we would point out that a DCF is not perfect for every situation. Anyone interested in learning a bit more about intrinsic value should have a read of the Simply Wall St analysis model . Crunching The Numbers We are going to use a two-stage DCF model, which, as the name states, takes into account two stages of growth. The first stage is generally a higher growth period which levels off heading towards the terminal value, captured in the second ‘steady growth’ period. To start off with, we need to estimate the next ten years of cash flows. Where possible we use analyst estimates, but when these aren’t available we extrapolate the previous free cash flow (FCF) from […]

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Chipmaker Onsemi ( ON ) on Monday beat Wall Street’s targets for the fourth quarter but guided lower for the current period. ON stock initially fell on the news but then turned positive. The Phoenix-based company, also known as ON Semiconductor, earned an adjusted $1.32 a share on sales of $2.1 billion in the December quarter. Analysts polled by FactSet had expected earnings of $1.26 a share on sales of $2.08 billion. On a year-over-year basis, Onsemi earnings rose 21% while sales climbed 14%. For the current quarter, Onsemi predicted earnings of an adjusted $1.08 a share on sales of $1.92 billion. That’s based on the midpoint of its guidance. Wall Street had forecast earnings of $1.14 a share on sales of $2 billion for the first quarter. The company also announced a new $3 billion stock buyback plan. ON Stock Seesaws After Report The secular megatrends of electric vehicles, advanced driver-assistance systems, alternative energy and industrial automation drove Onsemi’s revenue growth in the fourth quarter, Chief Executive Hassane El-Khoury said in a news release . In morning trades on the stock market today , ON stock dropped as much as 4.2% before rebounding. In recent trades, it was […]

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Digital technologies are changing our daily experience of public services, much of it for the better. Over the past few decades, government departments have migrated information and forms from paper onto a screen, with numerous benefits. HM Revenue and Customs, for example, can celebrate over 20 fun-packed years of online tax returns , from just 38,000 filed in 2001 to around 11 million in 2022. Yet the original political ambitions were not simply about moving government online, but to use digital, data and technology to redesign democracy and our public institutions. As Parliament’s Public Accounts Committee commented in late 2021 , “departments have failed to understand the difference between improving what currently exists and real digital transformation, meaning that they have missed opportunities to move to modern, efficient ways of working”. The ambition This lack of understanding is a relatively recent phenomenon. During the 1990s, the UK Government planned to use technology to change relationships between citizens and the state, with implications for the structure of government and democratic processes. By 1998, the Cabinet Office’s Central IT Unit (CITU) was exploring how government could use DDaT to fundamentally re-organise. And by 2002, there was a consultation on ways “to […]

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Harvard Business School (HBS) has published a case study focused on DBS Bank ‘s digital transformation journey which was put together over a span of 15 months. The DBS case study is being taught in HBS’ Master of Business Administration (MBA) programme and its executive education courses by Professor Ranjay Gulati, Paul R. Lawrence MBA Class of 1942 Professor of Business Administration. Available at Harvard Business Publishing’s repository, the case study is a result of a series of interviews between Gulati and DBS’ leadership team. Other institutions which have written case studies on DBS include INSEAD, the International Institute for Management Development (IMD), IESE, Singapore Management University and Nanyang Technological University. Professor Ranjay Gulati Gulati said, “Through my numerous conversations with the bank’s executives, what came across very strongly were the digital and purpose-focused elements of the transformation and how these permeated every level of the organisation. The willingness from the leadership to resource the change enabled a building up of the workforce’s innovation ‘muscles’ to create a startup culture – quite a feat for an organisation of 33,000 people.” Piyush Gupta, CEO of DBS said, “Behaving like a startup meant shifting the bank’s mindset from that of a […]

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Over 40 per cent of integrated care systems are yet to establish digital strategies, HSJ research has discoverd. You need to be signed in to read more Subscribe for unlimited access With a HSJ subscription you’ll unlock: All of HSJ.co.uk and our HSJ mobile app News and insight on all areas of public funded healthcare Expert commentary, insight and analysis from industry leaders 9 weekly ‘Expert Briefing’ insight emails covering a variety of specialist topics

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Digital Health Rewired, the premier conference, exhibition and networking show for the UK digital health community, has published its 2023 programme showcasing the very best use of digital and data across UK health and care. A key theme for Rewired 2023 is how digital and data can help health and care providers better manage unprecedented demands on services and deliver new models of care. Rewired speakers include: Dr Tim Ferris, director of digital transformation NHS England; Sebastien James, president and MD, Boots UK and ROI; Rt Hon Patricia Hewitt, chair NHS Norfolk and Waveney ICB; Professor Ben Goldacre, director Bennet Institute for Applied Data Science; Helen Thomas, CEO Digital Health and Care Wales; Dr Natasha Philips, CNIO NHS England; Rob Webster, the CEO of West Yorkshire and Harrogate Partnership; Dr Minal Bakhai, director for primary care transformation, NHS England. Rewired 2023 runs 14-15 March at London’s Business Design Centre featuring more than 200 speakers across seven great CPD-accredited stages: National Policy Integrated care Digital Transformation Digital Nursing Summit AI Analytics and Data Smart Health Clinical Imaging/Smart Medical Devices The programme includes national keynotes, local NHS digital leaders and their teams, dynamic start-ups, policy experts, and industry thought leaders. A […]

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