Emmy the Cow stands in the front window of Green Cow Creamery in Cuero. CUERO — Look out Ruby Begonia, Emmy the Green Cow may soon take over as the mascot of Cuero’s Main Street. Since June, Emmy has attracted visitors in downtown Cuero to the Green Cow Creamery, which offers store-made ice cream. Emmy is stationed in the window so all who pass will see her. The creamery, which in addition to ice cream also offers adult alcohol-infused ice cream, is already turning a profit and had the owners talking abut expanding. It is the brain child of Jeanette Rocha, who opened the business after growing tired of the corporate world in the Houston area. Jeanette, 51, gave up her $300,000-a-year marketing executive position to move to her husband’s hometown and to start a business. She was a store manager for Walmart in Houston for many years as well as working in various marketing roles. “I’ve always wanted to start my own business,” Jeanette said. “I was always thinking about what I was going to do outside of the corporate world because it’s demanding. It’s stressful.” She and her husband Rudy Rocha, 53, had planned to retire to […]

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Active cyber insurance provider Coalition has announced that it has launched its own full-stack insurance carrier called Coalition Insurance Company (CIC). With an A- rating from AM Best, CIC is backed by Coalition’s Active Insurance platform. The carrier will allow brokers to secure cyber protection for a broader range of clients while providing coverage that meets specific client needs, the company explained. Policies issued by CIC will include robust cyber protection for both small and midsize businesses that lack the tools and resources to mitigate cyber risks. “The launch of Coalition Insurance Company marks a critical step in our company’s mission to protect the unprotected,” said Coalition co-founder and CEO Joshua Motta. “Cyber risk exists for any business—regardless of size or industry. With our own carrier, we can innovate faster to protect the broadest set of businesses from emerging cyber threats and make cyber insurance more accessible to small businesses who need it most.” CIC will begin quoting its admitted cyber product in several states starting March 2023, a release said. A national rollout is expected in the months to come. Last year, Coalition acquired Digital Affect Insurance Company from Munich Re Digital Partners US Holding Corporation. The acquisition […]

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Undated photo of downtown Vincennes. (photo courtesy: Tom Bartholomew/Knox Co. Chamber of Commerce) KNOX COUNTY, Ind. – Officials in Knox County have launched a local business retention and expansion program aimed at helping local businesses and improving economic development. Knox County Indiana Economic Development and the Knox County Chamber of Commerce are partnering on this effort to examine the needs and challenges facing employers. The partners have initiated a survey process to survey local business owners and managers. In an interview with Inside INdiana Business, Knox County Development Corp. CEO Chris Pfaff explained what he hopes the survey will discover. “I think the biggest thing is just looking for trends, and then any specific thing that are barriers to growth,” said Pfaff. “There are a lot of different questions in there about how do you perceive our community? And a lot of these questions are teasers to open up a conversation with our local companies about their experience in doing business here in Vincennes and Knox County.” The partners say a number of Knox County businesses will receive a letter in the coming weeks detailing how they can participate in the program. It will explain why participating in the […]

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COSHOCTON − Two local businesses recently received Community Improvement Awards from the Coshocton County Chamber of Commerce for expansions designed to boost the local area. MFM Building Products was recognized for completing its $8 million expansion project in November. Coshocton Regional Medical Center was honored for opening a new walk-in clinic in Warsaw in December. Representatives were presented with plaques at the chamber’s quarterly luncheon held at the M Event Center. MFM held a groundbreaking in March 2021 for a new 46,000-square-foot warehouse to hold raw materials and some finished goods. This allowed a new product line to be added in the main building. Another building where raw materials were stored was also remodeled into office space. A building once used for storage and offices was razed and turned into green space and parking. The firm manufactures exterior, self-adhering waterproofing membranes for the construction industry. Examples include waterproofing material under roof shingles and around windows. MFM sells products to direct distributors, not to contractors or the general public. MFM does business across North America and some countries overseas such as Thailand, Australia and New Zealand. "It was a tough build with the supply chain issues," said Fulfillment Manager Paul […]

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Personal finance fintech SoFi Technologies ( US:SOFI ) began the trading week with a 12.5% gain on Monday after reporting fourth quarter results which showed continued positive momentum. For the final quarter of 2022, SoFi reported continued growth in sales and tracked closer towards profitability. SoFi generated GAAP net revenues of $456.68 million for Q4, which grew from $423.99 million in Q3 and was ahead of analyst forecasts of around $425 million. On an adjusted view, net revenue grew from $423.99 million in Q3 to $456.68 million in Q4. Underlying profits measured by adjusted EBITDA grew from $44.30 million in the third quarter to $70.06 million and beat consensus forecasts of $43 million by 62%. The group’s net loss improved significantly from -$74.21 million in Q3 to -$40.00 million in Q4, equating to an EPS loss of -5 cents per share. The EPS figure was well ahead of analyst estimates of -9 cents per share. The positive business performance was supported by new member additions of around 480,000 and new products added of over 695,000. With the year now ended, SoFi’s CEO Anthony Noto provided an updated outlook picture with guidance for 2023. Noto expects SoFi to generate adjusted […]

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Schnearia Ashley, senior vice president of CRA Community development manager; Ryan V. Thompson, assistant vice president; Jeremy Ben-zev, market president; Tanya T. Morris, Mom Your Business executive director; Ebony Young, event coordinator; and Karren Henderson, board member. Philadelphia-based organization, Mom Your Business, announced that it has received a $30,000 grant from the Truist Foundation aimed at supporting the group’s Founders to Funders program. The grant will be used to support the organization’s current operating structure by strengthening the small businesses that the group guides, according to a news release. The group said it will invest the funds into serving “Black women currently participating in the Founders to Funders Business Accelerator (who) need capital, resources and support to continue to grow their business(es).” “We are extremely grateful to Truist Foundation. Black women continue starting businesses faster than any other group yet receive the least investment. This grant will allow us to support their development and provide them with capital to grow as well,” said Tanya T. Morris, the president/founder of Mom Your Business. Mom Your Business is a nonprofit organization founded in 2017 that specializes in aiding Black and brown women by connecting them to “resources and opportunities that lead […]

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UPS electric vehicle delivery van on 2nd December 2022 in London, United Kingdom. UPS electric vehicle delivery van on 2nd December 2022 in London, United Kingdom. Mike Kemp | In Pictures | Getty Images United Parcel Service on Tuesday morning reported fourth-quarter revenue that missed Wall Street’s expectations and declined from last year, as the company continues to see volume decline amid cooling demand. Here’s how UPS performed in the fourth quarter , compared with what Wall Street anticipated, based on an average of analysts’ estimates compiled by Refinitiv: Adjusted earnings per share: $3.62 vs $3.59. Total revenue: $27.03 billion vs $28.09 billion. For the three-month period ended Dec. 31, the company reported adjusted net income of $3.15 billion, or $3.62 per share, compared with $3.15 billion, or $3.59 per share, a year earlier. The company on Tuesday offered full-year guidance that fell below analyst’s expectations. It is projecting revenue between $97 billion and $99.4 billion, versus analyst’s estimates of $99.98 billion. Since taking the helm in 2020, CEO Carol Tomé has been championing a “Better not Bigger” business strategy, focusing on high-margin shipments rather than just boosting volume. That strategy was put to the test last quarter as […]

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This episode of the Cloud Wars Minute is sponsored by Acceleration Economy’s Digital CIO Summit, taking place April 4-6. Register for the free event here . Tune in to the event to hear from CIO practitioners discuss their modernization and growth strategies. In this Cloud Wars Minute, Bob reviews his conversation with ServiceNow CEO Bill McDermott, as part of the lead-up to the 2023 Cloud Wars CEO Outlook Digital Summit, taking place on February 8. Register for the free event here . Highlights 00:40 — McDermott’s belief is that the world is in the middle of what he calls a “software revolution.” He suggests that despite the tightening global economy, the software revolution is in full swing as companies — and consumers — find new ways to deploy software. Additionally, consumers are learning how to create their own applications “driven by what Bill says is a need over the next couple of years for 750 million new applications.” 01:18 — McDermott says it is essential that these new applications be built on a common platform, so the world is able to avoid mistakes of the past, with applications being fragmented and data becoming increasingly harder to manage and analyze. […]

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Creative Director of ArtVersion , a Chicago design consultancy. We craft ideal user experiences for the world’s most innovative companies. getty Most, if not all, people thoroughly enjoy an experience that’s tailored to their specific needs and interests. It makes an experience unique and allows for simplicity and convenience. Although not necessarily new to the realm of web design, personalization is being used much more frequently for branding and marketing objectives. Personalization can be used in many ways, but the overall intent is the same: Forget about the concept of the “average user” and replace it with an experience that’s specific to individual needs. Personalization is a subtle, powerful touch that can make your business’s website more engaging. What Is Website Personalization? Website personalization is the process of curating a unique experience for users when they interact with a site. Rather than providing an experience that is the same for all users, personalization brings it down to an individual level. This increases the value of an experience for users and acknowledges their individuality. You’ve probably come across personalized digital products before—perhaps websites or apps that welcome you to their landing page with your first name, or e-commerce sites that […]

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Albemarle introduced its catalysts business as a new subsidiary called, Ketjen. The move will help the company serve its petrochemical, refining, and specialty chemicals clients better. Albemarle ( NYSE:ALB ), a premier specialty chemicals company, launched Ketjen, a subsidiary focused on catalyst solutions for the petrochemical, refining, and specialty chemicals industries. Ketjen will operate through three divisions, Fluidized Catalytic Cracking (FCC), Clean Fuels and Hydroprocessing Catalysts (HPC), and Performance Catalyst & Curative Solutions (PCS), led by Albemarle’s existing advanced catalyst solutions team. Ketjen is the new name given to Albemarle’s existing catalysts business after the company announced its plans to operate the business separately. “Establishing Ketjen under this separate structure will allow the business even greater focus and continued development of custom, high-impact catalyst products,” said Albemarle CEO Kent Masters. What is the Price Target for ALB Stock? Wall Street analysts think that the ALB stock price can reach $307.76 in the next 12 months, on average. Moreover, analysts are fairly optimistic about the prospects of the stock, with a Moderate Buy rating based on nine Buys, six Holds, and two Sells.

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