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Schnearia Ashley, senior vice president of CRA Community development manager; Ryan V. Thompson, assistant vice president; Jeremy Ben-zev, market president; Tanya T. Morris, Mom Your Business executive director; Ebony Young, event coordinator; and Karren Henderson, board member. Philadelphia-based organization, Mom Your Business, announced that it has received a $30,000 grant from the Truist Foundation aimed at supporting the group’s Founders to Funders program. The grant will be used to support the organization’s current operating structure by strengthening the small businesses that the group guides, according to a news release. The group said it will invest the funds into serving “Black women currently participating in the Founders to Funders Business Accelerator (who) need capital, resources and support to continue to grow their business(es).” “We are extremely grateful to Truist Foundation. Black women continue starting businesses faster than any other group yet receive the least investment. This grant will allow us to support their development and provide them with capital to grow as well,” said Tanya T. Morris, the president/founder of Mom Your Business. Mom Your Business is a nonprofit organization founded in 2017 that specializes in aiding Black and brown women by connecting them to “resources and opportunities that lead […]

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UPS electric vehicle delivery van on 2nd December 2022 in London, United Kingdom. UPS electric vehicle delivery van on 2nd December 2022 in London, United Kingdom. Mike Kemp | In Pictures | Getty Images United Parcel Service on Tuesday morning reported fourth-quarter revenue that missed Wall Street’s expectations and declined from last year, as the company continues to see volume decline amid cooling demand. Here’s how UPS performed in the fourth quarter , compared with what Wall Street anticipated, based on an average of analysts’ estimates compiled by Refinitiv: Adjusted earnings per share: $3.62 vs $3.59. Total revenue: $27.03 billion vs $28.09 billion. For the three-month period ended Dec. 31, the company reported adjusted net income of $3.15 billion, or $3.62 per share, compared with $3.15 billion, or $3.59 per share, a year earlier. The company on Tuesday offered full-year guidance that fell below analyst’s expectations. It is projecting revenue between $97 billion and $99.4 billion, versus analyst’s estimates of $99.98 billion. Since taking the helm in 2020, CEO Carol Tomé has been championing a “Better not Bigger” business strategy, focusing on high-margin shipments rather than just boosting volume. That strategy was put to the test last quarter as […]

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This episode of the Cloud Wars Minute is sponsored by Acceleration Economy’s Digital CIO Summit, taking place April 4-6. Register for the free event here . Tune in to the event to hear from CIO practitioners discuss their modernization and growth strategies. In this Cloud Wars Minute, Bob reviews his conversation with ServiceNow CEO Bill McDermott, as part of the lead-up to the 2023 Cloud Wars CEO Outlook Digital Summit, taking place on February 8. Register for the free event here . Highlights 00:40 — McDermott’s belief is that the world is in the middle of what he calls a “software revolution.” He suggests that despite the tightening global economy, the software revolution is in full swing as companies — and consumers — find new ways to deploy software. Additionally, consumers are learning how to create their own applications “driven by what Bill says is a need over the next couple of years for 750 million new applications.” 01:18 — McDermott says it is essential that these new applications be built on a common platform, so the world is able to avoid mistakes of the past, with applications being fragmented and data becoming increasingly harder to manage and analyze. […]

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Creative Director of ArtVersion , a Chicago design consultancy. We craft ideal user experiences for the world’s most innovative companies. getty Most, if not all, people thoroughly enjoy an experience that’s tailored to their specific needs and interests. It makes an experience unique and allows for simplicity and convenience. Although not necessarily new to the realm of web design, personalization is being used much more frequently for branding and marketing objectives. Personalization can be used in many ways, but the overall intent is the same: Forget about the concept of the “average user” and replace it with an experience that’s specific to individual needs. Personalization is a subtle, powerful touch that can make your business’s website more engaging. What Is Website Personalization? Website personalization is the process of curating a unique experience for users when they interact with a site. Rather than providing an experience that is the same for all users, personalization brings it down to an individual level. This increases the value of an experience for users and acknowledges their individuality. You’ve probably come across personalized digital products before—perhaps websites or apps that welcome you to their landing page with your first name, or e-commerce sites that […]

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Albemarle introduced its catalysts business as a new subsidiary called, Ketjen. The move will help the company serve its petrochemical, refining, and specialty chemicals clients better. Albemarle ( NYSE:ALB ), a premier specialty chemicals company, launched Ketjen, a subsidiary focused on catalyst solutions for the petrochemical, refining, and specialty chemicals industries. Ketjen will operate through three divisions, Fluidized Catalytic Cracking (FCC), Clean Fuels and Hydroprocessing Catalysts (HPC), and Performance Catalyst & Curative Solutions (PCS), led by Albemarle’s existing advanced catalyst solutions team. Ketjen is the new name given to Albemarle’s existing catalysts business after the company announced its plans to operate the business separately. “Establishing Ketjen under this separate structure will allow the business even greater focus and continued development of custom, high-impact catalyst products,” said Albemarle CEO Kent Masters. What is the Price Target for ALB Stock? Wall Street analysts think that the ALB stock price can reach $307.76 in the next 12 months, on average. Moreover, analysts are fairly optimistic about the prospects of the stock, with a Moderate Buy rating based on nine Buys, six Holds, and two Sells.

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McDonald’s ( MCD ) reported fourth-quarter results early Tuesday. The Dow Jones stock, also the world’s largest restaurant chain by revenue, was expected to announce an earnings rebound as it recovers from the coronavirus pandemic and inflation pressures. McDonald’s stock dipped early Tuesday following earnings. Even McDonald’s felt Covid’s impacts as the pandemic shifted consumers’ eating habits, CEO Chris Kempczinski said in an early November investors update. People are utilizing contactless order options while dining in less and more often opting for take out. Breakfast orders decreased as customers order lunch and dinner more often. But restaurants are seeing greater clarity on food and labor cost inflation, which is matched by the industry’s highest year-over-year menu pricing increase, JPMorgan analyst John Ivankoe wrote in a Jan. 18 research note. Ivankoe believes McDonald’s will be one of the "winners" in the space as still-solid underlying consumption matches commodity, labor and energy disinflation. He raised his price target on McDonald’s stock to 262 from 250 and maintained the overweight rating on the shares. McDonald’s Earnings Earnings growth slowed for three quarters before declining in Q3. And sales fell the past two quarters after gains decelerated the three quarters prior. Expectations: Adjusted […]

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Andrew Glaze, CFA is the CEO of Wealth Stack , which helps Veteran owned businesses access capital. He is a West Point and Columbia graduate. getty For any business, cash flow is the lifeblood of success. Too often, however, owners overlook how interest rates can play a major role in their capital structure and profitability. This oversight can have serious consequences for businesses in terms of increased costs, slowdowns in growth potential and reduced competitive advantage. Investigating and taking control of your business’s approach to borrowing and financing opportunities should be one of the most important considerations when looking at increasing profits; it’s what I spend all day doing as the founder and CEO of a capital access platform and marketplace. As I work with entrepreneurs and business owners daily, we spend a lot of time analyzing rising interest rates and how this could affect each business’s capital structure and ability to take on and finance debt. Based on my work with other growing businesses and my background in investment banking, here is how interest rates can affect that process so you understand which strategies can help boost your company’s bottom line. How Rising Interest Rates Can Hurt Businesses […]

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Rachel is a Systemic-Change Coach & Executive Mentor; APAC CXM CGO, and DEI & Sustainability Champion at Dentsu. getty Henry Ford once said, "If it doesn’t add value, it’s waste." Surely, all that is consumed from our Earth to create a better life is not a waste. But when we selfishly waste it for profits, that is a crime—at least to the next generations. As a corporate achiever who has helped many multinational corporation (MNC) clients generate those profits for the last 25 years, let me—and my fellow boomers/Gen X leaders—say that we are so sorry to the next generations. We have come to a point of no return but a hopeful awakening and urgent intervention of quick systemic change toward a circular net-zero economy. It is, therefore, now a repenting responsibility for all business leaders to reframe value and participate in the making of the circular economy. With consumers’ voices rising toward greener products and employees demanding more purposeful work, it pays off to be aware of sustainability policies to help shape a net-zero economy. Why not allow these seismic pivotal forces to birth forth new, wiser and timelier ways of operating and profiting? This is an urgent […]

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This year’s forecast of sustainability trends looks like the perfect storm (in a good way) of purpose-minded, yet business opportunity-led progress. Although Forrester analysts expected at least 10 companies to incur $5 million or more in greenwashing fines, the longer term outlook for meaningful environmental impact is far brighter. Gartner researchers predicted that political bodies worldwide would support nation-state commitments to invest tens of trillions of dollars in climate mitigation from 2025 to 2035. Prodded by consumer demands and impelled by increasingly stringent regulations, the business sector has taken notice and actions to create a more sustainable future. Here’s a summary of their investment priorities. With Scope 3 emission regulations on the rise, organizational leaders have realized the competitive value of connected data to track, report, and reduce climate impact. getty Getting accurate, quality ESG data Environmental, social, and corporate governance (ESG) standards and regulations are becoming a dominant force in how organizations operate, touching every part of the business. In the US, the SEC is slated to enact more ESG regulations for investors, while the UK Plastic Packaging Tax is expected to transform global supply chains worldwide. According to Deborah Kaplan, global head of sustainability at SAP Customer […]

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Networking is a critical element of growth and success for many professionals. Whether you’re a business owner looking to expand your customer base or find partnerships or a job seeker looking to make a career move, finding and connecting with the right people in your industry can be a huge boost to any professional goals you may have set. The first step in forging these connections is knowing where to look, and often, that means growing the circle of people you have access to through your network. To help you do this, a panel of Forbes Business Council members share some simple ways to expand your network this year—some of which can still be done from the comfort of your office. Members pictured from left to right. Photos courtesy of the individual members. 1. Create Communities Communities are a great way to expand networks. Creating a community of your customers who come together under one platform to have productive discussions, seek help and help others with their expertise results in increased brand loyalty, which in turn leads to referrals through word-of-mouth. – Shubham Yadav , StrategyConnect Inc 2. Find A Hobby As an entrepreneur, I feel the best way […]

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