Kealan Lennon, Founder & CEO, CleverCards Through a customisable and configurable Digital Mastercard, used by public and private sector organisations of all sizes, the CleverCards payments platform enables instant payments without the need for a bank account. Businesses may make payments for all their business requirements – from paying out employee benefits to paying consultants, and from paying out customer incentives and refunds to paying for daily business expenses. Robin Amlôt of IBS Intelligence speaks to Kealan Lennon, Founder and CEO of CleverCards. The conversation begins with his thoughts on the discussions about digital transformation at this year’s World Economic Forum.