getty Interest rates have been all over the map in 2022. After starting the year relatively low , interest rates across the board spiked dramatically throughout the year in response to rising inflation rates and the Fed’s rate increases to combat it. The consequent sharp jump in market interest rates has made managing a debt portfolio tricky for corporate borrowers. Some people exploring business loans might be thinking a window of opportunity is finally opening in the world of adjustable-rate loans, thanks to current market conditions. But is now the right time to leverage these types of loans? And what should you know before doing so? Here’s what I suggest keeping in mind if you’re thinking of opting for an adjustable-rate loan for your business. Why You Might Be Considering Adjustable-Rate Loans • Rates are starting to fall. Generally, market interest rates trend upward in line with what’s happening with the federal funds rate. But this is far from a direct correlation. In fact, market interest rates often anticipate Federal Reserve movements ahead of time. On Dec. 14, the Fed raised the federal funds rate by .5%, which is a notable decrease from the prior few meetings, when the […]
K&X Design and Investment Technology, LLC
Invest The Invisible Impact
K&X Design and Investment Technology, LLC
Invest The Invisible Impact
